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The Medical Practice Office Package provides LSMS members excellent protection against claims arising from business liability or property damage on or off your premises. Compare the LSMS plan to your current policy. Better yet, let an LSMS Representative do the comparison for you.
The basic benefits of the policy are shown below:
- Building: Stated Value Replacement Costs
- Business Personal Property: Stated Value Replacement Costs
- Accounts Receivable: $25,000*
- Debris Removal: $10,000
- EDP Equipment and Media - Blanket: $10,000*
- Employee Dishonesty: $10,000*
- Fine Arts - Blanket: $10,000*
- Fire Department Service Charge: $10,000
- Lock and Key Replacement: $1,000
- Loss of Business Income and Extra Expense 12 Months: Actual Loss Sustained
- Money and Securities Inside/Outside the Premises: $10,000*
- Off-Premises power or water failure: $10,000*
- Signs: $5,000*
- Spoilage: $5,000*
- Tools & Equipment including Communication Devices: $5,000* Blanket
- Valuable Papers & Records: $25,000*
- Back-up of Sewers & Drains: $25,000
- Equipment Breakdown: Included
- Full Glass Breakage: Included
- General Liability (Per Occurance): $1,000,000*
- General Liability (Aggregate): $2,000,000*
- Tenants Legal Liability: $1,000,000
- Medical Expenses - Each Person: $10,000
- Personal & Advertising Injury Liability: $1,000,000
- And many other basic coverages...
* The basic limits (amount included above) for these coverages may be increased.
OPTIONAL COVERAGES
- Boiler Coverage
- Earthquake
- Commercial Auto
- Liquor Liability
- Employee Benefits Liability
- Umbrella
- Auto Physical Damage
- EDP Equipment and Media Scheduled
For more information, please contact us.